Check faster,reason consistently.
Coverage checks for legal protection insurers
The coverage check, before the legal question
Before a claims handler can assess the merits of a case, the file has to be routed. This step is manual, repetitive, and mostly invisible. iudexnc structures it. The handler still makes the call, faster, with the reasoning documented.
Every check, faster
Relevant clauses, versions, and exclusions surfaced in minutes, not looked up by hand across parallel condition generations.
Every decision, auditable
Each check produces a documented trail of the clauses considered and the dimensions assessed, ready for review and escalation.
Consistent across your team
The same file, routed the same way, regardless of who opens it. Experience stays with your handlers, structure comes from the system.
Deterministic where it must be. Language models where they outperform.
Four automated stages per case, bounded by deterministic guardrails — and a final human-in-the-loop step.
Intake
Submit files through the web app or connect your claims system via REST API. Policy documents, correspondence, and claim descriptions are processed in German, French, Italian, and English.
Extract
The system identifies parties, dates, jurisdiction, and dispute type, then matches the file to the applicable policy generation. Version routing is done before anyone opens the file.
Reason
Each case is checked across temporal, territorial, personal, and subject-matter coverage plus exclusions. Deterministic guardrails bound every step, so the reasoning stays traceable.
Output
A structured recommendation with clause-level citations, a draft letter, and a full audit trail. The handler reviews and makes the final call.
Built to the requirements of legal protection insurers.
Six pillars, built for the IT and Legal teams of legal-insurance carriers.
Confidentiality & data protection
Compliant processing, no cross-tenant learning, complete data isolation.
Regulatory-grade compliance
EU AI Act Annex III; FINMA, BaFin and FMA expectations; GDPR, Swiss DSG and DORA aligned.
Data residency
Switzerland or EU. Model hosting in Swiss or EU cloud, into your existing environment.
Audit & governance
Every decision versioned and exportable. Human-in-the-loop by design. No auto-decline.
Encryption
AES-256 at-rest, TLS 1.3 in-transit. Best-practice key and role management.
Security program
ISMS modelled on ISO 27001, certification in preparation.
Our Core Values
Human judgement first
We do not replace the expert. We structure the facts, reasoning and documentation so specialists can make better decisions faster.
Auditability by design
Every recommendation must be explainable, traceable and supported by policy clauses — not hidden inside a black box.
Vertical depth
Legal coverage is not generic claims automation. We build specifically for the complexity of legal insurance and policy-family reasoning.
Security and trust
We design for the requirements of DACH insurers: data residency, legal confidentiality, encryption, governance and human-in-the-loop approval.
Partners and customers
See a coverage check run on one of your policy families.
30 minutes. Your policy conditions, our system, your questions.